Showing posts with label allowance. Show all posts
Showing posts with label allowance. Show all posts

Sunday, December 20, 2009

Majority of Americans Prefer Green Gifts This Holiday Season – “Season’s Greenings”

Conservation International's Holiday Giving Program helps accommodated demand.

Washington, D.C. (Vocus/PRWEB ) November 19, 2007 -- A analysis conducted by Conservation International (CI), an all-embracing nonprofit ecology organization, begin that a majority (53%) of Americans would adopt to accept blooming ability this anniversary division compared to a acceptable allowance of according value. Two in 5 (43%) Americans aswell said that they plan on giving blooming ability during the holidays.

Awareness about ecology issues is at an all time high, but humans don't consistently apperceive what they can do to actualize the a lot of allusive allowances for the planet Deforestation is a absolute example. We charge to be accomplishing added to bottle our forests if we ambition to actively abode altitude change. In addition, the analysis acclaimed a abstract amid U.S. chump acumen and the science about the above causes of altitude change. When asked what is a greater contributor to all-embracing altitude change amid accident of forests, emissions from cars and trucks, or emissions from airplanes, alone one-third (30%) of Americans accurately accept accident of forests. Clearing of forests accounts for as abundant as 25 percent of the absolute carbon emissions – alert as abundant as all of the world’s cars and trucks.

"Awareness about ecology issues is at an all time high, but humans don't consistently apperceive what they can do to actualize the a lot of allusive allowances for the planet," said Roderic Mast, carnality admiral of Conservation International. "Deforestation is a absolute example. We charge to be accomplishing added to bottle our forests if we ambition to actively abode altitude change."

CI's Season's Greening attack - conservation.org/holidaygift – will advice accommodated the appeal for allusive opportunities to assure the planet during the anniversary season. Gift-givers can accord an online allowance through Season's Greenings in account of the almsman to advice advance and enhance the bloom and assortment of the planet.

Recipients accept a admirable alone e-card on the specific date the donor selects. Each e-card includes active adumbration and a description of the different ecology abundance that the allowance will advice protect. Gift-givers may aswell baddest to book out a allowance agenda to supplement the e-card or to present in lieu of an online notification, such as a stocking stuffer.

The ability are accessible in a array of budgetary increments, alignment from $20 to $100,000 and advice break the some of a lot of acute ecology issues on the planet. Gift-givers may baddest from 14 altered online allowance options, including:
 

    Gifts to save endangered breed such as the Tiger starting at $20. A allowance of alone $50 to barrier altitude change by attention forests in Madagascar. A $500 donation to aegis the endangered Mountain Gorilla, which faced a above setback this summer if six adults were collapsed in the Congo, abrogation two drop babies. A allowance for those who accept everything. A high-end allowance from $10,000 to $100,000 to forward a aggregation of CI scientists to appraise and advice save the a lot of biologically affluent areas of the Earth.

    Americans Ready to Give and Get Green
     

      One-third (33%) of Americans would rather absorb money on a anniversary allowance that is environmentally friendly, compared to a acceptable allowance like a camera (33%) or watch (22%). Clothing fabricated from amoebic cotton, a donation in their name to assure an endangered breed or forest, and amoebic claimed affliction articles were a allotment of the a lot of accepted blooming gifts. Almost bisected (49%) of Americans say they do not accede that they are acquainted of blooming ability options they could accord this year. Women are added absorbed in accepting blooming ability than men (62% vs. 53%).
      Survey Methodology

      The analysis was conducted by Opinion Research Corporation via telephone. One thousand American adults 18 years or earlier were surveyed from September 28-October 1, 2007. The allowance of absurdity is +/-3%. The abounding analysis after-effects are accessible aloft request.

      Recognition as Responsible Charity

      More than 85 percent of CI's costs go anon to attention programs and alone 4 percent to fundraising, earning CI an "A" ability appraisement from the American Institute of Philanthropy for 10 years running. CI has aswell accustomed a 4-star appraisement from Charity Navigator, America’s better absolute analyzer of charities.

      *Photos to Accompany Story Can Be Found Here:
      http://images.conservation.org/admin/packaging/viewtransmit_ext.aspx?messageId=101988&userName=mmaher&session=3f394265c351fe8ed7d891820783c10a

      About Conservation International
      Conservation International (CI) applies innovations in science, economics, action and association accord to assure the Earth's richest regions of bulb and abominable assortment in the biodiversity hotspots, high-biodiversity wilderness areas and key abyssal ecosystems. With address in the Washington, D.C. city area, CI works in added than 40 countries on four continents. For added advice about CI, appointment www.conservation.org.

      Media Contacts:

      Marshall Maher, Conservation International
      703-341-2623
      m.maher(at)conservation.org

      Jessica Mendelowitz, Ketchum
      646-935-4173
      jessica.mendelowitz(at)ketchum.com

Holiday Shopping Procrastinators Could Help Save the World

CI's 'Season's Greenings' attack offers different online anniversary gifts.

Washington, D.C. (Vocus/PRWEB ) December 21, 2007 -- Take affection those who accept yet to complete - or even alpha -- their anniversary arcade for accompany and admired ones. By authoritative an online donation at conservation.org/holidaygift, those analytic for an innovative, and last-minute, allowance advantage can accomplish a tax-deductible donation in account of someone, which will go to assure basic biodiversity above our planet.

Olive Ridley turtle authoritative its way to the sea.

Recipients will accept a admirable alone e-card on the specific date the donor selects. Each e-card includes active adumbration and a description of the different ecology abundance that the allowance will advice protect. Gift-givers may aswell baddest to book out a allowance agenda to supplement the e-card or to present in lieu of an online notification, such as a stocking stuffer.

The ability are accessible in a array of budgetary increments, alignment from $20 to $100,000 and advice break the some of a lot of acute ecology issues on the planet. Gift-givers may baddest from 14 altered online allowance options, including:

-   Gifts to save endangered breed such as the Tiger starting at $20.
-   A allowance of alone $50 to barrier altitude change by attention forests in Madagascar.
-   A $500 donation to aegis the endangered Mountain Gorilla, which faced a above setback this summer if six adults were collapsed in the Congo, abrogation two drop babies.
-   A allowance for those who accept everything. A high-end allowance from $10,000 to $100,000 to forward a aggregation of CI scientists to appraise and advice save the a lot of biologically affluent areas of the Earth.

Conservation International appear a analysis endure ages which begin that a majority (53%) of Americans would adopt to accept blooming ability this anniversary division compared to a acceptable allowance of according value. Two in 5 (43%) Americans aswell said that they plan on giving blooming ability during the holidays.

SURVEY FINDINGS:

Americans Ready to Give and Get Green

-   One-third (33%) of Americans would rather absorb money on a anniversary allowance that is environmentally friendly, compared to a acceptable allowance like a camera (33%) or watch (22%).
-   Clothing fabricated from amoebic cotton, a donation in their name to assure an endangered breed or forest, and amoebic claimed affliction articles were a allotment of the a lot of accepted blooming gifts.
-   Almost bisected (49%) of Americans say they do not accede that they are acquainted of blooming ability options they could accord this year.
-   Women are added absorbed in accepting blooming ability than men (62% vs. 53%).

Survey Methodology

The analysis was conducted by Opinion Research Corporation via telephone. One thousand American adults 18 years or earlier were surveyed from September 28-October 1, 2007. The allowance of absurdity is +/-3%. The abounding analysis after-effects are accessible aloft request.

Recognition as Responsible Charity

More than 85 percent of CI's costs go anon to attention programs and alone 4 percent to fundraising, earning CI an "A" ability appraisement from the American Institute of Philanthropy for 10 years running. CI has aswell accustomed a 4-star appraisement from Charity Navigator, America's better absolute analyzer of charities.

*Photos to Accompany Story Can Be Found Here:
http://images.conservation.org/admin/packaging/viewtransmit_ext.aspx?messageId=101988&userName=mmaher&session=3f394265c351fe8ed7d891820783c10a

Media Contacts:
Marshall Maher, Conservation International
703-341-2623
www.conservation.org

Jessica Mendelowitz, Ketchum
646-935-4173

Florida Health Insurance Analyst On Obama-McCain Health Insurance Plans

The primary division is over. There are alone two candidates left, and two actual altered account about bloom insurance. Florida bloom insurance web, a chargeless bloom allowance account appear its arbitrary of both (D) Barack Obama, and (R) John McCain's position on bloom insurance, and how their position will aftereffect Florida's residents. Insurance analyst Moran Moran said, "Obama's plan says 'No American will be angry abroad from any allowance plan because of affliction or above-mentioned conditions, McCain's plan has tax credits'."

-- The primary division is over. There are alone two candidates left, and two actual altered account about bloom insurance. Florida bloom insurance web, a chargeless bloom allowance service, appear its arbitrary of both (D) Barack Obama, and (R) John McCain's position on bloom insurance, and how their position will aftereffect Florida's residents. Insurance analyst Moran Moran said, "Obama's plan says 'No American will be angry abroad from any allowance plan because of affliction or above-mentioned conditions, McCain's plan has tax credits.'"

Obama on Health Insurance Florida's bloom allowance hopes accept not absolutely concluded with the Clinton campaign, according to Morgan Moran of Florida bloom allowance web. The bloom allowance analyst said, "Many of our audience were acquisitive for Clinton to win the autonomous choice for President because they admired her bloom allowance plan." Since then, "Many companies are allurement which of the actual candidates has the best allowance plan. Obama's bloom allowance plan will accomplish accessible a new bloom allowance plan agnate to Hillary Clinton's bloom allowance plan. His 'national bloom plan' will be accessible to 'all Americans', including the self-employed and baby businesses, and cover allowances offered to Congress."

Obama's plan says 'No American will be angry abroad from any allowance plan because of affliction or above-mentioned conditions, McCain's plan has tax credits'. Obama's plan says 'No American will be angry abroad from any allowance plan because of affliction or above-mentioned conditions, McCain's plan has tax credits.' Many of our audience were acquisitive for Clinton to win the autonomous choice for President because they admired her bloom allowance plan. Every Floridian should crop a abutting attending at the two allowance affairs and aces which one offers the best advantage for their families The two actual candidates accept absolutely altered bloom affliction ideas, one prefers giving companies tax breaks, the added wants to actualize all-for-one allowance plans. Obama's Insurance Exchange will act as a babysitter group reform the accepted clandestine allowance bazaar by creating rules and standards Insurers would accept to affair every appellant a policy, and allegation fair and abiding premiums that will not depend aloft bloom status. The McCain plan, which he calls 'Call to Action' alone claims to accommodate 'acess to heath care' for every American; not absolutely a alarm to action. Every ancestors should accept a absolute refundable tax acclaim - bigger banknote ($2,500 for individuals - $5,000 for families) to account the amount of allowance (currently run $14,000 per year for families). Families will be able to accept the allowance provider that apparel them best and the money would be beatific anon to the allowance provider. This abstraction of a refundable tax acclaim would alone account a baby allocation of today's boilerplate bloom allowance policy. McCain believes by emphasizing prevention, aboriginal intervention, advantageous habits, new analysis models, new accessible bloom basement and the use of advice technology, we can abate bloom affliction costs. The Obama plan includes a account amalgamation accessible to every American which will be agnate to that offered through the Federal Employees Health Benefits Program (FEHBP) You and your ancestors will accept the aforementioned allowance plan associates of Congress have. The plan will awning all capital medical services, including preventive, maternology and brainy bloom care. These affairs action top bloom affliction allowances with affordable premiums, astute co-pays and deductibles. "Every Floridian should crop a abutting attending at the two allowance affairs and aces which one offers the best advantage for their families," said bloom allowance analyst Morgan Moran. "The two actual candidates accept absolutely altered bloom affliction ideas, one prefers giving companies tax breaks, the added wants to actualize all-for-one allowance plans."

The Obama plan will actualize something Obama calls a 'National Health Insurance Exchange' to advice individuals who ambition to acquirement a clandestine allowance plan. Moran said, "Obama's Insurance Exchange will act as a babysitter group," and advice "reform the accepted clandestine allowance bazaar by creating rules and standards," for accommodating health allowance plans to ensure candor and to accomplish alone advantage added affordable and accessible.

Moran said the highlight of the Obama plan is, "Insurers would accept to affair every appellant a policy, and allegation fair and abiding premiums that will not depend aloft bloom status."

Moran continued, "The McCain plan, which he calls 'Call to Action' alone claims to accommodate 'acess to heath care' for every American; not absolutely a alarm to action."

McCain's Web site, www.johnmccain.com, says, "Every ancestors should accept a absolute refundable tax acclaim - bigger banknote ($2,500 for individuals - $5,000 for families) to account the amount of allowance (currently run $14,000 per year for families). Families will be able to accept the allowance provider that apparel them best and the money would be beatific anon to the allowance provider."

Moran stated, "This abstraction of a refundable tax acclaim would alone account a baby allocation of today's boilerplate bloom allowance policy. McCain believes by emphasizing prevention, aboriginal intervention, advantageous habits, new analysis models, new accessible bloom basement and the use of advice technology, we can abate bloom affliction costs."

"The Obama plan includes a account amalgamation accessible to every American which will be agnate to that offered through the Federal Employees Health Benefits Program (FEHBP)," said Moran. "You and your ancestors will accept the aforementioned allowance plan associates of Congress have. The plan will awning all capital medical services, including preventive, maternology and brainy bloom care. These affairs action top bloom affliction allowances with affordable premiums, astute co-pays and deductibles."

To acquisition out added about bloom allowance in Florida, or to acquisition out added advice about the Obama or McCain bloom allowance plan for 2008, acquaintance a bloom allowance adviser at www.floridahealthinsuranceweb.com.

Reps. Velázquez (D-NY) and Pitts (R-PA) to Introduce Legislation Helping Millions of Americans Gain Heath Care Coverage

Bipartisan Bill Melds Elements From Plans of Both Presidential Candidates

Washington, D.C. (Vocus/PRWEB ) July 22, 2008 -- On Wednesday, July 23rd at 3:00 pm, Chairwoman Nydia M. Velázquez of the House Small Business Committee will authority a columnist appointment to bare new healthcare legislation allowance American entrepreneurs arch the accretion healthcare gap.

The legislation will be accepted as the Small Business "Cooperative for Healthcare Options to Improve Coverage for Employees" (Small Business CHOICE) Act of 2008. It allows baby businesses-- who accomplish up 99% of all administration and added than 50% of the private-sector workforce--to anatomy bloom allowance cooperatives.

Cooperative for Healthcare Options to Improve Coverage for Employees The move stems the animation of allowance premiums and makes advantage added affordable for entrepreneurs and their employees. The bill aswell creates important incentives for baby businesses to accommodate the families of their workers with broadcast coverage.

WHO: Chairwoman Nydia M. Velázquez (D-NY) and (Small Business CHOICE Act co-sponsor) Congressman Joseph Pitts (R-PA)

James L. Helsel, Jr., a Small Business buyer from Lemoyne, Pennsylvania and Member of the National Association of Realtors will allege about the challenges adverse the self-employed and the accent of this affair to the Realtor community
      
WHAT: Introduction of Small Business Health Care Legislation Helping Millions of Americans

WHEN: 3:00 pm, Wednesday, July 23, 2008

WHERE: 1539 Longworth H.O.B.

For added details, amuse acquaintance the press office of the House Committee on Small Business at (202) 226-3636.

CONTACT: Press Office
(202) 226-3636

The Nature Conservancy Announces Green Gift Options for the 2008 Holiday Season

The Conservancy's blooming allowance offerings cover opportunities to accept an acre of a threatened landscape, assure Palau's beauteous apricot reefs, and bulb copse in South America's Atlantic Forest. Interest in blooming ability is at an best high, and starting at just $10, the Conservancy makes it simple to amplitude anniversary dollar It's a abundant adventitious to accord your accompany and admired ones a different anniversary allowance that's aswell a abiding and defended investment for the approaching of our planet. Seven Underwater Wonders of the World

Arlington, VA (Vocus/PRWEB ) November 13, 2008 -- This anniversary season, The Nature Conservancy is auspicious consumers to accord ability that will go alert as far - ability that will contentment admired ones while aswell attention and attention some of the world's a lot of adored habitats for approaching generations.

The Nature Conservancy Logo

"Interest in blooming ability is at an best high, and starting at just $10, the Conservancy makes it simple to amplitude anniversary dollar," said Sue Citro, administrator of the Conservancy's agenda associates program. "It's a abundant adventitious to accord your accompany and admired ones a different anniversary allowance that's aswell a abiding and defended investment for the approaching of our planet."

For 2008, the Conservancy's blooming allowance offerings cover opportunities to accept an acre of a threatened landscape, assure Palau's beauteous apricot reefs, and bulb copse in South America's Atlantic Forest. The Conservancy's new anniversary allowance website at nature.org/giftguide appearance an alternate map, photos, and actuality bedding to acquaint anniversary shoppers to the regions they're arrive to protect.

All ability cover updates on attention projects beeline from the region. Gifts of $50 or added cover a alone affidavit commemorating your generosity, magnets, apple map, actuality sheet, and a one-year cable to Nature Conservancy magazine.

But a lot of importantly, these ability will abutment attention programs about the globe, including:

*Plant a Billion Trees

The Atlantic Forest is one of the a lot of alarmingly threatened ecosystems on Earth. Encompassing eastern Brazil, arctic Argentina, and eastern Paraguay, the Atlantic Forest rivals the Amazon in its assortment of woodlands, plants and animals, while accouterment baptize for 70 percent of Brazil's population. Despite this abundance of biodiversity, after-effects of development accept deposited 11 above cities and added than 120 actor humans here, abbreviation the backwoods to alone 7 percent of its aboriginal size, abundant in abandoned fragments.

Donors to the Plant a Billion Trees attack will advice restore South America's imperiled Atlantic Forest--at a amount as little as a dollar a tree.

*Rescue the Reef

The Republic of Palau is acclaimed for its abyssal assortment and world-class diving. Known as one of the "Seven Underwater Wonders of the World," Palau supports an amazing 585 harder and bendable apricot species, over 300 breed of sponges, and added than 1,300 varieties of beach fish. Its amnion are home to endangered and accessible breed like abyssal crocodiles, sea turtles, behemothic clams, and the dugong, a about of the manatee.

A allowance to the Rescue the Reef affairs will abutment efforts to conserve this brittle habitat.

*Adopt an Acre

For the aboriginal time in the history of the Conservancy's Adopt an Acre program, donors can accept an acre from their admired of seven locations about the world. An Adopt an Acre allowance anon contributes to efforts to assure and restore these extraordinary-and threatened-areas. Areas up for acceptance include:

 

    Australia's Gondwana Link Costa Rica's Osa Peninsula The Grasslands and Savannahs of Africa The United States' Northern Rockies The United States' Appalachians The United States' Las Californias The United States' Southern Coastal Plain Forests

    For those who adopt to accord a allowance they can wrap, The Nature Conservancy Marketplace-- http://shop.nature.org -- offers a amount of different items at a array of prices, from high-style birdhouses to handmade Bolivian hammocks, as able-bodied as Nature Conservancy accoutrement for the accomplished family.

    For added advice on the Conservancy, its projects and allowance giving opportunities, amuse appointment http://www.nature.org/giftguide.

    The Nature Conservancy is a arch attention alignment alive about the apple to assure ecologically important acreage and amnion for attributes and people. To date, the Conservancy and its added than one actor associates accept been amenable for the aegis of added than 18 actor acreage in the United States and accept helped bottle added than 117 actor acreage in Latin America, the Caribbean, Asia and the Pacific. Visit The Nature Conservancy on the Web at www.nature.org.

    Contact:
    Nicole Levins
    703-841-5839
    nlevins@tnc.org

Leading Insurer Reports Positive Outlook for U.S. Insurance Industry Jobs in 2009

Combined Insurance Reports Job Opportunities for Commissioned Insurance Sales Agents Across the United States

Chicago, IL -- Despite contempo letters by the U.S. Bureau of Labor Statistics that unemployment grew in backward 2008, a trend accepted to abide throughout 2009, Combined Insurance, a arch provider of supplemental insurance, letters job opportunities for commissioned allowance sales agents above the United States.

Combined Insurance

We acquisition added allowance is a acreage in which humans can administer sales abilities from abounding added industries A commissioned-based allowance job offers self-driven assets potential, which is adorable for the appropriate person. Additionally, our access offers the abandon to body a chump abject in a bounded bounded across with bound travel. According to Larry Kwalwaser, director, staffing and agent development for Combined Insurance, sales opportunities abide to acceleration aural the aggregation in animosity of the arduous bread-and-butter climate. He attributes this to the abiding charge for allowance -- decidedly added allowance -- which becomes greater for abounding consumers during difficult bread-and-butter periods. Combined Insurance is planning to recruit as abounding as 500 sales agents throughout all regions of the United States.

"We acquisition added allowance is a acreage in which humans can administer sales abilities from abounding added industries," says Kwalwaser. "The humans we recruit are both from aural the allowance industry and alfresco of it, even contempo graduates. The capital affair we attending for is humans who are energetic, personable and self-disciplined. Our access is to alternation our sales agents to focus on allowance humans bigger accept added allowance and alive to analyze their specific needs; therefore, we attending for humans who are motivated by the befalling to plan carefully with their customers."

In addition, Kwalwaser addendum that specific abstruse requirements for Combined Insurance abettor jobs cover the adeptness to access an allowance license, a charge to apprentice about added allowance articles and a alertness to accommodated continuing apprenticeship requirements.

He adds, "A commissioned-based allowance job offers self-driven assets potential, which is adorable for the appropriate person. Additionally, our access offers the abandon to body a chump abject in a bounded bounded across with bound travel."

The agency for a Combined Insurance abettor during the aboriginal year can ambit upwards of $40,000 with a greater befalling through achievement bonuses. In addition, Combined Insurance offers absolute anterior training, bloom and retirement allowances (after commutual an accommodation period) and connected able development and training.

Prospective applicants absorbed in acquirements added about added allowance can appointment the company's website (http://www.combinedinsurance.com), which is focused on authoritative the allowances of added allowance simple to understand.
                                                                            
About Combined Insurance Company:
Combined Insurance (http://www.combinedinsurance.com) is a arch provider of added accident, bloom and activity allowance articles and is a affiliate of the ACE Group of Companies. With a acreage sales force and accumulated agents in balance of 10,000 humans worldwide, Combined Insurance meets the growing advantage needs of policyholders about the globe. For added information, alarm 1-800-490-1322 or appointment http://www.combinedinsurance.com.

About ACE
The ACE Group of Companies is a all-around baton in allowance and reinsurance confined a assorted accumulation of clients. Headed by ACE Limited (NYSE: ACE), the ACE Group of Companies conducts its business on a common base with operating subsidiaries in added than 50 countries. Additional advice can be begin at http://www.acelimited.com.

Contacts
Outlook Marketing Services, Inc.
Amy Perry
312-873-3530
amyp (at) outlookmarketingsrv.com
or
Combined Insurance Company
Amy Burrell-Tichy
847-953-8321
Amy.burrell-tichy (at) combined.com

Sources
U.S. Dept. of Labor, "The Unemployment Situation" Nov. 2008.
U.S. Unemployment Rate Forecast. http://www.forecasts.org/unemploy.
Challenger, Gray & Christmas (www.challengergray.com)

Customized Art Gifts for Christmas

The best affectionate of Christmas allowance is a claimed allowance – and what could be added claimed than a hand-made painting or cartoon of family, friends, pets or artlessly a admired place? A custom-built artwork is a allowance that lasts forever.

Miami, Fla. -- The best affectionate of Christmas allowance is a claimed allowance – and what could be added claimed than a hand-made painting or cartoon of your family, friends, pets or artlessly your admired place? A custom-built artwork is a allowance that lasts forever.

Canvas Artists (www.canvasartists.com), the arch common provider of custom-created artwork, just appear their Christmas acclimation schedule

Due to the likelihood of a billow in appeal in the access to Christmas, Canvas Artists accept appear the latest accessible dates barter can abide images to accept them angry into high-quality, handcrafted melancholia gifts. The endure day for appointment orders (with their corresponding photographs) to Canvas Artists for guaranteed, common Christmas accumulation is November 27th. After that, Christmas accumulation can be affirmed for submissions up until December 7th, for which a $39.95 blitz fee will be charged. After December 7th Christmas accumulation cannot be guaranteed. Please agenda that these dates are not artlessly the final dates on which orders can be placed – agenda images or concrete prints of photographs have to be in the control of Canvas Artists by the abutting of business on these days. Any prints submitted will be alternate with the completed artwork.

Luis Veras, CEO of Canvas Artists, is assured a big demand. ‘We’re already seeing orders accepting to acceleration in advanced of Christmas,’ he says, ‘which is why we’ve appear these final acquiescence dates. We apperceive that handcrafted works of art can be of abundant affecting value, and it’s allotment of our charge to abundant chump account that we wouldn’t ambition to let anyone down!’

The acceptance of Canvas Artists’ account is attestation to the actuality that even in a agenda age humans still amount works of art created by hand. ‘A 18-carat painting or cartoon adds abundant added to a allowance than a book or imitation’, Veras adds. ‘Many accurate shops action alleged ‘canvas prints’ – photos that accept been digitally manipulated to attending like a painting. But the aftereffect isn’t the same. Our account offers a abundant befalling for barter who are gluttonous to accord a admired one a absolutely allusive Christmas gift, something aboriginal and personal, rather than a bargain book that’s been banal or generated by a computer.’

Anyone who is absorbed in Canvas Artists’ casework should appointment www.canvasartists.com or call, toll-free, on 1.800.257.6159.

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Insurance Shopping Service Helps the Uninsured Find Coverage

InsureMe makes it simple to acquisition the appropriate insurance

Denver -- According to a contempo abstraction conducted by the U.S. Census Bureau, over 45 actor Americans abridgement bloom insurance, abrogation 16% of the citizenry at cogent medical and banking risk.

Growing allowance costs are a above affair adverse the uninsured. According to the Kaiser Family Foundation, the boilerplate anniversary exceptional of bloom allowance jumped 9.2% in 2005, costing a ancestors of four an boilerplate of $10,880—more than a artisan earning minimum allowance makes in a year.

At InsureMe, we crop pride in allowance consumers acquisition the appropriate bloom insurance, whether the charge is for alone advantage or for a family In minutes, consumers can abide their adduce appeal on our Web website or acquaintance our chump relations managers to get advice in award the advantage they need. As a aftereffect of ascent bloom allowance costs, added and added administration are bottomward the account all together, with the Kaiser Foundation advertisement that the amount of companies alms bloom allowances has alone to 60%, down from 69% back 2000.

InsureMe, a arch consumer-agent hotlink for award allowance online, is demography strides to advice those after allowance acquisition affordable coverage.

The consumer-focused aggregation allows shoppers to analyze up to 5 bloom allowance quotes at no cost, giving the chump the abandon to accept the action that best fits their bloom needs and their budgets.

“At InsureMe, we crop pride in allowance consumers acquisition the appropriate bloom insurance, whether the charge is for alone advantage or for a family,” says InsureMe President, Tim McTavish.

“In minutes, consumers can abide their adduce appeal on our Web website or acquaintance our chump relations managers to get advice in award the advantage they need.”

With bloom allowance costs accepted to acceleration afresh in 2006, the InsureMe aggregation may be the acknowledgment for millions of Americans after coverage.

About InsureMe
InsureMe, an Englewood, Colorado-based company, links agents civic with consumers arcade for insurance. Specializing in auto, home, life, abiding affliction and health allowance quotes, the InsureMe arrangement provides bags of agents with health allowance leads every year. For added information, appointment www.InsureMe.com.

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Find Great Christmas Gifts For Military Buffs

Military allowance account searches are skyrocketing on the web, assuming a abundant accessible appeal for ability accompanying to the armed forces. Internet-based searches for appropriate operation assemblage allowance items are bound on the acceleration and are accepted to accommodated Father’s Day and Valentine’s Day levels this anniversary season.

-- US Navy SEALS Store offers up some absurd allowance account for the holidays that are abiding to amuse the aggressive enthusiasts on your arcade list.

Being that it’s that time of year again, aggressive allowance account searches are skyrocketing on the web, assuming a abundant accessible appeal for ability accompanying to the armed forces. Internet-based searches for appropriate operation assemblage allowance items are bound on the acceleration and are accepted to accommodated Father’s Day and Valentine’s Day levels this anniversary season.

Why absolutely is the appeal for aggressive ability so high? Consumers are analytic for the absolute ability for ancestors members, veterans and appreciative ancestors of enlisted soldiers. Typically adulatory to acquisition allowance items that backpack some array of aggressive insignia, anniversary shoppers hit their admired seek engines on a adventure for the absolute present that proudly displays the name or byword of their best aggressive unit.

Finding the absolute aggressive accompanying allowance doesn’t accept to be difficult this year. The US Navy SEALs Store makes arcade simple with an all-encompassing artefact advertisement that includes T-shirts, conditioning videos, watches, pendants and more. This Navy SEALs abundance has bags of Christmas specials and different allowance ideas—everything from stocking stuffers to admired possessions.

For a abounding Christmas artefact advertisement visit:
http://www.usnavysealstore.com/christmas_gifts.html.

The US Navy SEALs Store carries all sorts of military-related products, from pins and pendants to Luminox watches to exercise guides. For the accurate aggressive enthusiast, don’t discount to analysis out US Navy SEALs Store’s sister website at: http://www.specialforcesstore.com, with endless of articles for added aggressive units including the Army Rangers, Green Berets, Airbornes and others!

And with a 10% abatement on all orders placed until December 21, it’s simple to see why Navy SEALs Christmas ability are aerial off the agenda shelves! Just access the advertisement code: christmas05 at checkout to acquire the benefits.

US Navy SEALs Store is an e-commerce aggregation that specializes in above Navy SEALs accompanying products. It is the best abode to banal up on Navy SEAL accessory and gadgets.

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New Auto Accident Documentation Kit Helps Frazzled Drivers Get What They Need

Kit helps drivers appropriately almanac an abstract and aggregate important abstracts to ensure quick resolution through their allowance aggregation and the blockage of fraud.

PORTLAND, OR -- A cartage accident, no amount how accomplished you are, can leave you rattled. DocuDent has a artefact to crop the assumption out of accepting what is bare to appropriately almanac an abstract allowance drivers aggregate important data.

Particularly in city areas, badge generally cannot be present at the arena of a cartage blow to crop a report. It is generally up to the parties complex to aggregate adapted advice and accurately accommodate it to their allowance carriers and the DMV.

This kit contains bilingual abstract forms on which to almanac a driver’s acquaintance information, authorization and allotment numbers, as able-bodied as the year, accomplish and archetypal of the behind vehicle. It aswell contains a “what to do” admonition area and a abode to defended allowance and allotment cards for accessible access.

According to allowance companies, the included refillable camera with beam is the best apparatus one can accept to appropriately certificate absolute anatomy damage. Additionally, the kit contains an ink pen, a blare in case assurance may be an issue, a band measure, a flashlight and added AA array to appraise accident at night. The agreeable of the kit is anchored in committed pockets and the absolute amalgamation fits neatly into the cuff box.

Unfortunately, some humans see accidents as an befalling to accomplish allowance fraud. Most humans are honest and reasonable if presenting a claim, but the National Insurance Crime Bureau estimates that the absorbed to bamboozle is present in at atomic 10 percent of all appear claims. Insurance admiral appraisal that backbiting claims anniversary for $321 of anniversary New York driver's allowance fees today apery a 3,500 percent access from the $9 allocation in 1999. The estimated amount of auto allowance artifice is $6.3 billion per year nationwide. DocuDent helps to get accurate abstract advice so the disciplinarian can get resolution in a appropriate appearance and to anticipate erroneous claims account bags and, in acute cases, even tens of bags of dollars. This artefact has been adopted by abounding allowance companies because it safeguards adjoin fraud.

Consider reviewing all of your allowance behavior to accomplish abiding you accept the allowance advantage that you charge and acquirement a DocuDent kit so if something does happen, in your beat brainy state, you’ll apperceive absolutely what to do to ensure a quick resolution.

The kit retails for just $14.99 alone although amount break are accessible for aggregate purchases from allowance companies, rental car fleets, or trucking fleets to save hundreds of bags of dollars in counterfeit activity. To acquirement a DocuDent Kit, consumers can alarm 800-966-9166 or log on to www.docudentusa.com For questions apropos artifice specific to your state, consumers can appointment the Insurance Information Institute at www.iii.org or the National Insurance Crime Bureau at www.nicb.org

For advice with added allowance statistics, images or information, alarm or email Kristina Wright at In the Loop PR & Marketing.

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World Vision Catalog Offers Last-Minute Charitable Gifts with Long-term Impact

Charitable ability like apple-pie baptize and apprenticeship advice accouchement afterwards a disaster-filled year.

Seattle, WA -- World Vision, the poverty-fighting Christian abatement and development organization, announces anniversary ability with affection through the World Vision Gift Catalog. The catalog, amid at charitable gifts to accord in the name of accompany and admired ones. With anniversary allowance purchase, purchasers can baptize a agenda to go to the friend, ancestors member, or business accessory in whose name they are giving. World Vision again sends appropriate cards to those individuals, anecdotic the ability and their impact. The allowance or action called goes anon to a adolescent or ancestors in need.

Many are calling 2005 "the year of the disaster." Tsunamis, hurricanes, and earthquakes accept devastated communities worldwide, affecting millions who were already disturbing adjoin poverty. This anniversary season, you can advice abounding of those afflicted by the disasters that bedeviled the account – and ability out to those whose hardships accept gone unseen.

the year of the disaster. In accession to the alone and ancestors donors accomplishing their anniversary arcade through the allowance catalog, World Vision aswell welcomes the growing accord of schools, churches, and corporations. Last year, these ally in architecture a bigger apple for accouchement donated added than $8 actor in life-saving accommodating gifts.

This year’s items ambit in amount from $10 to $25,800. Choices include:

 

Lifeinsure.com Reveals Top Misconceptions about How Life Insurance Companies Set Rates

Lifeinsure.com is at the beginning of acceptable consumers to acquisition aggressive appellation activity allowance and added types of activity allowance that are appropriate for them. By compassionate how activity allowance companies set rates, consumers can apprentice how to attending for and acquisition for the best activity allowance quotes.

December 20, 2005 – Most consumers boutique for and buy activity allowance after compassionate how a activity allowance aggregation sets rates. Lifeinsure.com, however, brings barter abaft the scenes and uncovers the close apparatus of insurers. A acceptable online activity allowance agent, such as Lifeinsure.com, is the easiest and absolutely the a lot of accessible way to the acquisition the best rates.

MYTH: Insurers accept agnate means to accede behavior and all are appealing abundant the aforementioned in their methodology.
FACT: While there are similarities, anniversary activity allowance aggregation has a audible way that they accede or set allowance rates. Diverse factors accord to how an insurer sets rates. An accomplished allowance abettor knows how to absolute audience through the bewilderment of factors and altered allowance companies against the appropriate policy.

MYTH: Life allowance companies admeasurement accident for populations, not individuals.
FACT: For alone activity insurance, companies admeasurement accident through a aggregate of ample citizenry statistics on breadth of activity additional a analysis of anniversary individual’s bloom history. The factors looked at mirror the kinds of things one’s physician ability attending for in reviewing one’s health; including cigarette smoking, cholesterol, ratios of acceptable cholesterol to bad cholesterol, weight, adverse medical history and accord in alarming recreational activities (for example: skydiving or motorcycle or auto racing). If an action or bloom concern, in general, ability abbreviate a activity span, it could agency into the activity allowance rate.

MYTH: Everyone at the aforementioned age is answerable the aforementioned for activity insurance.
FACT: Women are answerable beneath for activity allowance at the aforementioned age as men because, statistically, women abide best again men. The key factors chargeless activity allowance ante are in order; Age, bloom history, gender, medical history of parents and ancestors and affairs factors such as assertive recreational activities.

MYTH: People with ambiguous medical histories usually cannot get insurance.
FACT: What activity allowance companies alarm “higher risk” humans can generally get “rated policies.” Rated behavior backpack an added allegation to anniversary for the accident but can usually be begin for humans with bloom or affairs issues. Sometimes one aggregation will allegation added while addition will not.
It can be a acceptable abstraction to use an online allowance agency such as www.lifeinsure.com to boutique for you with abounding allowance companies. A accomplished abreast abettor with relationships with several agencies can acquisition acceptable rates.

MYTH: People in a high-risk appraisement chic are at the benevolence of activity allowance companies if chargeless rates.
FACT: A acceptable online activity allowance agency has acquaintance advertent which activity allowance companies accept the best ante for altered medical altitude or situations. They accomplish allowance companies attempt to acquisition the a lot of aggressive ante for audience in college appraisement categories. This is generally altered from a bounded abettor who may accept beneath access, may not accept the ability abject or is angry to alone one activity allowance company.

MYTH: There is not abundant airheadedness a allotment of the ante answerable by allowance companies for appellation activity allowance or any of the types of activity insurance.
FACT: Different appraisement factors advance to immense airheadedness amid ante answerable by altered companies. Comparison arcade pays off and a acceptable online activity allowance abettor can serve as an accomplished allegory shopper.

MYTH: Insurers will never apperceive if I fib a little on my application.
FACT: Insurers are acclimated to accomplishing all-encompassing accomplishments checks and can bolt inaccuracies. The best action is to be as accurate as accessible and use an accomplished abettor to seek out a action that takes all factors into account.

MYTH: Rates bent based on accident factors like smoker or skydiving are anchored and can never decrease.
FACT: Over time, as bloom improves, if one loses weight and keeps it off or quits smoker for a amount of years, one can reapply to lower one’s allowance rates. There’s no downside to this, back already issued, a activity allowance policy’s ante could go down but acknowledged ante on a activity allowance can not be changed, already a action is issued and paid for, if your bloom or claimed activities change.

To apprentice more, appointment http://www.lifeinsure.com.

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"Merry Christmas" Beats "happy holidays" in Actual 2005 Consumer Usage

In the action over whether it's bigger to say "Merry Christmas" or "Happy Holidays", "Merry Christmas" won by a huge allowance in absolute chump acceptance in 2005.

-- In the action over whether it's bigger to say "Merry Christmas" or "Happy Holidays", "Merry Christmas" won by a huge allowance in absolute chump acceptance in 2005.

The above allowance bassinet company, GiftBasketsDeluxe.com today appear the aftereffect of their abstraction of absolute allowance agenda letters beatific through their aggregation in 2005 against 2004.

The allegation appearance that 66 pecent of allowance baskets which referred to the holidays on their cards acclimated the appellation "Christmas".

And what's added surprising, in this year of controversy, that represents a 57 percent access over endure year, if 42 percent of bales beatific absolute the appellation "Christmas" on their cards.

It was aswell absorbing was that this trend captivated accurate on the accumulated allowance bassinet side, area religious acuteness would assume to be a added important agency in the words called on a card. On bales beatific through the accumulated allowance baskets site, Corporate-Gift-Baskets.com, 65 percent acclimated the appellation "Christmas" up 50 percent from 2004.

This abstraction was conducted on bales ordered amid November 16 through December 22, and reflects a 2.4 point allowance of error.

GiftBasketsDeluxe.com and Corporate-Gift-Baskets.com specialize in accouterment unique, characteristic allowance baskets that humans bethink continued afterwards the allowance is received.

Contact Information:
Sandy Crawford
262-639-2270 phone
262-639-5607 fax

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Ensuring Student Insurance Coverage for 2006

A abstraction by the Institute of Medicine accent that as of January, 2004, about one in six Americans are not covered by able bloom insurance. This amazing statistic, which equates to 43 actor people, highlights the charge to brainwash our approaching ancestors about the charge for accepting bloom allowance coverage. This is even added so if traveling abroad, and InternationalStudentInsurance.com has launched a new attack to try to access apprentice acquaintance about bloom and biking allowance issues.

Quincy, MA -- A abstraction by the Institute of Medicine accent that as of January, 2004, about one in six Americans are not covered by able bloom insurance. This amazing statistic, which equates to 43 actor people, highlights the charge to brainwash our approaching ancestors about the charge for accepting bloom allowance coverage. This is even added so if traveling abroad, and InternationalStudentInsurance.com has launched a new attack to try to access apprentice acquaintance about bloom and biking allowance issues.

Ross Mason, arch allowance abettor for InternationalStudentInsurance.com commented, "As we know, apprentice biking is on the access throughout the world. The amount of US Citizens belief abroad, and all-embracing acceptance advancing to the USA accumulate accretion year afterwards year. Our plan is to try to access acquaintance a allotment of the apprentice anatomy to accomplish abiding they analysis they accept the appropriate bloom allowance limits."

InternationalStudentInsurance.com has developed a ability centermost for acceptance to abetment them in anecdotic the key areas of insurance, advantage banned and account scheduling. "We aim to accommodate acceptance with advice which they will acquisition accessible in their allowance affairs process," added Mr. Mason. "Our website provides online autograph accoutrement aspects such as answer allowance terms, or accouterment advice on what appearance to attending out for in assorted plans, all with the primary aim of educating the apprentice to accomplish an abreast decision."

A ample amount of acceptance may even accept advantage through their academy or parents, about they are still apprenticed to analysis these advantage banned and a lot of chiefly analysis the exclusions for what is not covered, abnormally if belief or traveling internationally.

The InternationalStudentInsurance.com assets centermost can be amid online at http://www.internationalstudentinsurance.com/resources/. InternationalStudentInsurance.com aswell provides a ambit of bloom and biking allowance articles which can be accessed and purchased online at http://www.internationalstudentinsurance.com/. Customer account assembly are aswell accessible assessment chargeless at (877) 328-1565 or absolute on (617) 328-1565.

InternationalStudentInsurance.com is a affiliate of the Edvisors Network, a multi-national apprenticeship casework aggregation alms acceptance options for managing the absolute apprenticeship lifecycle, from accepting into their academy of best to costs their apprenticeship and beyond. The Edvisors Network is based in Quincy, Massachusetts, with offices in Quincy and London, England. Visit them on the web at http://www.EdvisorsNetwork.com for added information.

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